Money

16 ways to cut expenses this year

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It's a new year, and that means it's time to get your financial house in order. Learning how to cut expenses on the family budget can be a big help! No matter what mistakes you made last year, you get a do-over this year. The beginning of the year is a great time to make changes that will … [Read more...] about 16 ways to cut expenses this year

How to beat inflation and save on almost everything

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For the first time in decades, American shoppers are having to deal with inflation — the widespread, general rise in prices for goods and services. Since you're reading this post on a site called Living on the Cheap, you're probably looking for ways to stretch your dollars to cover some of that … [Read more...] about How to beat inflation and save on almost everything

5 surprising ways your smartphone can save you money

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You’ve probably accepted the fact that you can't live without your smartphone, even if it is an extra expense on top of your other bills. Of course, if you use your phone wisely, it could turn out to be a great investment. Check out these five ways your smart phone can actually help you save … [Read more...] about 5 surprising ways your smartphone can save you money

How to teach your kids about budgets

Money doesn’t grow on trees, but teaching kids how to budget can plant the seeds for financial smarts. Whether it’s managing their allowance or saving for a new toy, kids can learn the value of a dollar—and how to stretch it—through hands-on lessons and simple tools. Let’s dive into how you can turn … [Read more...] about How to teach your kids about budgets

25+ New Year’s resolutions that will save you money in 2025

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This year, resolve to make a change that will put more change in your own pocket. Look at your financial goals for the new year, and make this the year you save money with your New Year's resolutions. Don't know where to start? Look for ways to break down larger goals into smaller manageable ones, … [Read more...] about 25+ New Year’s resolutions that will save you money in 2025

8+ ways to get a cheap gym membership

Finding a gym that fits your wallet is easier than ever. Whether you're a seasoned gym rat or just starting out, plenty of budget-friendly options let you lift, run, and stretch for less. Ready to work out without working overtime to pay for it? Let’s dive in! How to find … [Read more...] about 8+ ways to get a cheap gym membership

Free printable budget sheets to help you manage your money

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Struggling to stay on top of your finances? Printable budget sheets are here to save the day! These simple, customizable tools help you track expenses, manage savings, and crush your financial goals. Looking for free printable budget sheets to get your finances into shape … [Read more...] about Free printable budget sheets to help you manage your money

Tools to organize your life in the new year

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With the new year upon us, we’re all thinking about resolutions. While losing weight and getting your finances in order are two popular choices, one resolution many of us make year after year is to get organized, once and for all.Let's talk about how to get organized for the New Year! It's … [Read more...] about Tools to organize your life in the new year

How to negotiate a lower credit card interest rate

Ready to learn how to negotiate lower credit card interest? Are you trying to pay down debt? One thing holding you back is likely the interest you pay on your credit cards. The high rate of interest means that a large portion of your payment goes straight into someone else's pocket, rather than … [Read more...] about How to negotiate a lower credit card interest rate

10 guilt-free ways to stop overspending on your kids and grandkids

Raise your hand if you overspend on your kids for birthdays and holidays because you want them to be happy. Do you spoil your grandkids because you don’t see them often and hope that presents will lead to warm feelings? Do you wish your mom would stop spending money on your kids, or that you could … [Read more...] about 10 guilt-free ways to stop overspending on your kids and grandkids

How to prepare your car for winter

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As the crisp air of winter approaches, it's crucial to ensure that your vehicle is prepared to tackle the challenges of the colder months. Winter car maintenance is not just about preventing breakdowns; it's an essential step in safeguarding your investment while saving money in the long run. From … [Read more...] about How to prepare your car for winter

Get cash back on gas and other everyday purchases (yes – for real!)

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In an era of fluctuating fuel prices, saving money on gas is more important than ever for the budget-conscious driver. As fuel costs continue to impact household expenses, discovering effective strategies to reduce these costs can significantly ease financial strain. This article explores a simple … [Read more...] about Get cash back on gas and other everyday purchases (yes – for real!)

Don’t miss these Amazon Labor Day Sales

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Amazon will be holding a Labor Day Sale in 2024. We will be scouring Amazon to highlight the best deals in multiple categories!The sales will wide-ranging, from household items to electronics, travel items, school essentials and more. Thousands of items will be included in the sale. While we … [Read more...] about Don’t miss these Amazon Labor Day Sales

How to get a free credit report every year

Did you know you're entitled to a FREE credit report once a year? It's good to check in on your credit to stay in the know about any major changes or issues! With the world of technology that we live in, our information is out there and can be accessed - and this is where monitoring your … [Read more...] about How to get a free credit report every year

GoodRx could help with prescription medication costs

Rising prescription prices, even if you have a solid health insurance plan, can break a monthly budget. GoodRx is a frugal way to lower your out-of-pocket prescription costs and help you stay on track.GoodRx is a database of branded drug savings programs, and offer discounts on non-branded drugs … [Read more...] about GoodRx could help with prescription medication costs

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