If you have taken a pay cut, lost a job or gotten hit with high bills, you're probably looking for ways to save money ASAP. From your cellphone to your grocery bill, here are five strategies for tightening your belt right now. Negotiate with your service providers You don't want to … [Read more...] about 5 quick ways to save money right now
Money
Do a no-spend challenge to see where you can save
If your spending has gotten out of control or you want to cut down on unnecessary expenses, it might be time to embark on a no-spend challenge. Going an entire month without spending beyond necessities can be an eye-opening experience. We think any budget-minded individual should try a no-spend … [Read more...] about Do a no-spend challenge to see where you can save
Does your pet need food stamps? Resources for pet care when you can’t afford it
Owning a pet can be one of the most rewarding relationships in your life. Pets are loyal, loving and even provide health benefits for their owners, such as lower blood pressure and stress reduction. Unfortunately, pets can be expensive when you add up food costs, supplies and trips to the … [Read more...] about Does your pet need food stamps? Resources for pet care when you can’t afford it
4 phone calls that can lower your bills
Putting money back into your pocket every month by lowering your bills would be great, right? By making a few key phone calls and being a smart consumer, you can do just that. All you need to get the job done is some dedicated time to get the right person on the phone. Easier said than done, right? … [Read more...] about 4 phone calls that can lower your bills
38 ways to save money while dining out
We all have days when we don't feel like cooking, but dining out can be so expensive and you should never spend money you don't have in hand. Saving money takes some planning on the front end. Here are 38 ways to help you dine out for less.Read the menu online before you commit to dining … [Read more...] about 38 ways to save money while dining out
Is pay-per-mile car insurance right for you?
Depending on your driving habits, you can cut the price of your car insurance in half. Sound too good to be true? It’s not—as more insurers offer pay-per-mile car insurance, more people are dropping their traditional car insurance for this potentially cost-saving option.Here’s a look at how … [Read more...] about Is pay-per-mile car insurance right for you?
10 ways to change bad spending habits and save money
Make this the year you make changes to your bad spending habits and have a positive impact on your household budget. It’s easier than you think. Check this list of tips for smart spending and pick a few money-saving strategies to try.Definitely do not adopt them all at once, as you’re bound to … [Read more...] about 10 ways to change bad spending habits and save money
How to save money on food without using coupons
We may earn a commission at no additional cost to you if you make a purchase using the links in this post. As an Amazon Associate, Living on the Cheap earns from qualifying purchases.
Groceries for a family of four with young children cost an average of about $1,000 a month in the summer of 2023, not including takeout and restaurant meals, according to the U.S. Department of Agriculture. That’s a big chunk of change.But there are ways to spend less on food and still eat a … [Read more...] about How to save money on food without using coupons
8 ways to save money on veterinary care
We may earn a commission at no additional cost to you if you make a purchase using the links in this post. As an Amazon Associate, Living on the Cheap earns from qualifying purchases.
When a close friend had a pacemaker implanted in her ailing Boston terrier, I was astounded. I knew that my friend loved her dog and that she could well afford that level of medical care, but the five-figure price tag of the pacemaker, surgery and follow-up still left me reeling.I … [Read more...] about 8 ways to save money on veterinary care
How ‘mean moms’ teach their kids about money
We may earn a commission at no additional cost to you if you make a purchase using the links in this post. As an Amazon Associate, Living on the Cheap earns from qualifying purchases.
How much do your kids know about money? I don’t mean, how much do they know about how to wheedle a dollar out of your wallet for the vending machine. I mean, how much do they know about how money is earned, saved, invested and spent?Do yourself and your children a favor and teach them about … [Read more...] about How ‘mean moms’ teach their kids about money
Can you save money by doing your own taxes? Here’s how to know
I always used my family's accountant to do my taxes. He wasn’t cheap, but I thought the expense was justified — until I found some serious errors in my tax return that, had I not caught them, would have cost me as much as I was paying my accountant. At that point, I realized that I could do my taxes … [Read more...] about Can you save money by doing your own taxes? Here’s how to know
10 smart ways to spend your tax refund
It’s the most wonderful time of the year for some — the season in which your state and federal government pays its debt to you in the form of a big, fat tax refund. If you’re expecting Uncle Sam to be generous this year, it’s tempting to spend the money on luxury items or vacations as soon as it … [Read more...] about 10 smart ways to spend your tax refund
How to profit from your old CD and DVD collections
We may earn a commission at no additional cost to you if you make a purchase using the links in this post. As an Amazon Associate, Living on the Cheap earns from qualifying purchases.
Before high-speed internet and digital music and movies, it wasn't rare for people to spend thousands of dollars on a DVD and CD collection. But with today’s options for online streaming and on-demand content, the need for physical media has gone by the wayside as easier and cheaper versions of … [Read more...] about How to profit from your old CD and DVD collections
Credit cards to help you save money on gas
With today's gas prices, it’s even more important to manage your expenses. The rising cost of groceries is made worse by the rising cost of driving to the grocery store. And as road trip season approaches, vacationers are going to need to budget a lot more for filling up their gas … [Read more...] about Credit cards to help you save money on gas
12 ways to save more money, starting now
We hear all the time about how people cannot save any money anymore. The U.S. savings rate has traditionally been abysmal, though it surged to historic levels during the pandemic. In normal times, though, whether it’s by habit, convenience or lack of priorities, many people have a mindset that … [Read more...] about 12 ways to save more money, starting now
